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OUR APPROACH

  • Westerclear offers a uniquely consultative approach to purchasing and selling physical gold and clearance, regardless of how much you are looking to buy or invest. 
  • We pride ourselves on our simple and tailored strategy, working with beginners and experienced investors alike, to find the precious metal investment that will benefit them most.
  • Whether you are looking to convert personal savings or part of your pension into physical gold, we can provide a tax-efficient solution. 

INVESTMENT SPECIALISTS

We are investment experts with an explicit focus on protection and security. We understand that every customer has different circumstances and objectives, and it’s these differences that influence our diverse range of products. Our asset-backed investments are tailored to the investor and designed to minimize tax exposure.



Trusted Leadership

WE HAVE DIFFERENT TYPES OF ASSET-BACKED INVESTMENTS:


  • Shares
  • Friendly Societies
  • Unit Trusts
  • Individual Savings Accounts (ISAs)
  • Investment Trusts
  • Open-Ended Investment Companies (OEICs)
  • Investment Bonds

UNDERSTAND INVESTMENTS THAT WE SERVE:

SHARES:  

Shares are issued by companies that wish to raise money. The best-known shares are bought and sold daily on international stock markets. There are several different types of shares, but the most common ones are simply called ‘ordinary shares’.  LEARN MORE

UNIT TRUSTS:

Unit trusts are pooled investment vehicles. This means relatively small sums from clients are pooled to form a large fund, which is able to invest in a broad spread of stocks, shares, and other assets.  LEARN MORE  

OUR INDIVIDUAL SAVINGS ACCOUNT (ISA) & INDIVIDUAL SAVING RETIREMENT ACCOUNT (ISRA):

ISA: 

An ISA is a tax-free account that lets you hold cash and/or investments without having to pay tax on any interest, investment income or gains you make on your money.   LEARN MORE

ISRA™ :

As an initiative to encourage the buying and selling of green technologies, the government provides an Investment Tax Allowance (ITA) for purchasing green technology equipment / assets and an Income Tax Exemption (ITE) for providing green technology services. Westernclear has therefore created a new opportunity for consumer retirement called ISRA™.  LEARN MORE

 

INVESTMENT TRUSTS:

Although branded ‘trusts’, investment trusts are not subject to a trust deed like unit trusts are. However, they are a pooled investment. Investment trusts are limited companies, and their company directors are usually fund managers or investment experts.  LEARN MORE  

OPEN-ENDED INVESTMENT COMPANIES (OEICS):

An OEIC could be considered a hybrid between a unit trust and an investment trust company. They were introduced in the UK in 1997 because they fall in line with their European counterparts, making the marketing of UK collective investments much easier and more understandable, both here and in Europe.  LEARN MORE  

INVESTMENT BONDS:

Investment bonds are single premium life assurance policies. There is a high allocation to invest and a relatively low life cover. They are pooled investments whereby relatively small amounts of individual investors’ money will be invested to create large pooled funds, maintained by a life assurance company.  Investments can be spread across a broad range of assets including property, shares, government stocks and companies’ loan stocks, thereby reducing the risk for investors.  LEARN MORE